0% Credit Cards in the UK

Amex Vs MasterCard

Some MasterCard credit cards are Citi Platinum Select Card which offers a 0% APR on balance transfers for 12 months and also 0% liability on unauthorized purchases. Their regular Apr is 10.99% and one should have an excellent credit for access to this card. There is also the Citi Diamond Preferred Rewards Card offering the same 0% APR and does not charge any annual fees, plus has free reward programs. Their regular APR is 12.99%. They are also offering 450 gift cards which can be exchanged for 5,000 bonus points after the first purchase.

There are also the 5 reward points for every $1 spent at drugstores, supermarkets and gas stations and $1 point for every other purchase. Another one form Mastercard is the Citi Dividend Platinum Select Card through which the credit card holder can earn full 5% cash back on certain locations and 1% on rest of the purchases. Their introductory 0% balance transfer is for 12 months. You can also earn unlimited cash back if you shop within the Citi Dividend Merchant Network. Their regular APR is 17.99%. HSBC Platinum Mastercard also has some good offers. Again it has the 0% balance transfers for the first 12 months, with a regular APR of 10.74%. Its benefits include travel accident insurance, unlimited purchase protection and extended warranties. Another is GM Card offering 5% earnings on purchases or lease of a new truck or car. Can order for extra cards too for which there’s no added charge. This regular APR is 12.74%.

Another reliable credit card company is American Express. Blue cash from American Express has a 0% introductory APR for 6 months, offering benefits like flexibility to pay overtime, 5% cash back on every qualified purchases and also free extra cards. Its regular APR is 12.74%. There is the Delta airlines- Gold Delta SkyMiles Credit Card offering free fee for the first year.

There is the Discover Platinum Gas Card also, through which you are able to receive full 5% cashback bonus on gas purchases and up to 1% on other purchases. Discover Platinum Clear Card offers 0% introductory APR for 12 months, offering 5% cashback bonus on Get more program for the entire year. Of similar features are the Discover Platinum Sealife Collection and the Discover Platinum Wildlife Card.

Eligibility for offers for 0% credit cards usually (but not always) depend on the credit score of the applicant. If you have a high credit rating, you're much more likely to qualify. It's worth applying, though, because usually they'll offer you a low-interest credit card even if you don't apply for the zero-interest offer.

Some of the top no interest credit cards offered in the UK include Citi Platinum Select Card, which offers 0% APR on balance transfers and purchases for a period of 12 months. They offer ?0 liability on unauthorized purchases and do not charge any annual fee. The 0% card has a regular APR of 10.74%. Chase Platinum Credit Card, too, offers 0% credit cards for 12 months or for 3 months, depending on the credit history of the applicant.

Blue from American Express features a 0% introductory APR up to 15 months and charges no yearly fee. The card's regular APR is about 11.74% and applicants do not have to have an exceptional credit record in order to get this credit offer.

There is also Blue Cash from American Express, which offers 5% cash back on all qualified purchases. This offer for their 0% credit cards is for six months and they do not charge an annual fee.

With Value Miles Platinum Visa Card, (a frequent flier credit card), the card holder can earn one value mile for every dollar spent. With 24,000 miles you earn can get an airline ticket for any nearby destination. They also do not charge yearly fees and the 0% interest applies to the first 12 months.

HSBC Platinum Master Card offers 12 months of 0% APR and it benefits include unlimited purchase protection and insurance for travel accidents. Their regular APR is 10.74%.

Citi Diamond Preferred Rewards Card offers a ?50 gift card and for every ?1 spent on purchases in drugstores, supermarkets and gas stations can card holders get 5 reward points and 1 point for every other purchase. Of a similar type is the GM Flexible Earnings Card, which offers 0% introductory APR for a year which presents a full one-percent cash back choice, otherwise the cardholder can choose a one-percent earnings towards any new GM vehicle.

Other companies that offer 0% credit cards also include Starbucks Duetto Visa for six months and Northwest Airlines- WorldPerks Visa Platinum Card, which has a credit line up to ?7,500 and a 15,000 miles annual WorldPerks travel reduction. The Northwest card does charge an annual fee of ?55, though.