0% Credit Cards in the UK

Boa vs Discover

Some of the credit cards issued by Bank of America are US Airways Visa Signature offering a low fixed introductory APR. After the first purchase, the credit card owner can get up to 15,000 bonus Dividend miles, one mile per $1 dollar spent at the internet purchases. Also provide annual $99 companion certificates for two guests too. Alaska Airlines Visa Signature also offer benefits whereby you can earn a mile for every $1 purchase plus additional miles up to 6 miles for every dollar spent at select restaurants. You can earn bonus miles up to 5,000 miles.

There is the Asiana Visa Platinum also with similar miles per dollar offer. Per dollar spent on Asiana airlines can get bonus of 2 miles. Can also have anniversary bonus miles, 2,000 every year when cards are renewed. Per year also offers two free Asiana lounge passes. There’s the Hawaiian Airlines Visa Platinum also offering chance to purchase tickets directly from the Hawaiin Airlines with miles per dollar spent. Say, 2 miles for each dollar. Bonus miles of 10,000 miles upon purchase first purchase and first minimum payment. Can even have anniversary bonus miles, 5000 each year when renewing the card. There is also 50% discounted companion ticket if approved. There is also Make -A -Wish Visa Platinum, 65% of all purchases from this card will go to this foundation and also a minimum of $2 for open and activated account.

Discover Platinum Card also offers 0% introductory APR and also features 5% cash back bonus on Get more program when purchasing from certain facilities. There is also an unlimited cash reward which does not expire as long as the card is in use. There is also double your cash back offer too. Its 0% is for 12 months and its regular APR is 10.99%.

There is the Discover Platinum Gas Card also, through which you are able to receive full 5% cashback bonus on gas purchases and up to 1% on other purchases. Discover Platinum Clear Card offers 0% introductory APR for 12 months, offering 5% cashback bonus on Get more program for the entire year. Of similar features are the Discover Platinum Sealife Collection and the Discover Platinum Wildlife Card.

Eligibility for offers for 0% credit cards usually (but not always) depend on the credit score of the applicant. If you have a high credit rating, you're much more likely to qualify. It's worth applying, though, because usually they'll offer you a low-interest credit card even if you don't apply for the zero-interest offer.

Some of the top no interest credit cards offered in the UK include Citi Platinum Select Card, which offers 0% APR on balance transfers and purchases for a period of 12 months. They offer ?0 liability on unauthorized purchases and do not charge any annual fee. The 0% card has a regular APR of 10.74%. Chase Platinum Credit Card, too, offers 0% credit cards for 12 months or for 3 months, depending on the credit history of the applicant.

Blue from American Express features a 0% introductory APR up to 15 months and charges no yearly fee. The card's regular APR is about 11.74% and applicants do not have to have an exceptional credit record in order to get this credit offer.

There is also Blue Cash from American Express, which offers 5% cash back on all qualified purchases. This offer for their 0% credit cards is for six months and they do not charge an annual fee.

With Value Miles Platinum Visa Card, (a frequent flier credit card), the card holder can earn one value mile for every dollar spent. With 24,000 miles you earn can get an airline ticket for any nearby destination. They also do not charge yearly fees and the 0% interest applies to the first 12 months.

HSBC Platinum Master Card offers 12 months of 0% APR and it benefits include unlimited purchase protection and insurance for travel accidents. Their regular APR is 10.74%.

Citi Diamond Preferred Rewards Card offers a ?50 gift card and for every ?1 spent on purchases in drugstores, supermarkets and gas stations can card holders get 5 reward points and 1 point for every other purchase. Of a similar type is the GM Flexible Earnings Card, which offers 0% introductory APR for a year which presents a full one-percent cash back choice, otherwise the cardholder can choose a one-percent earnings towards any new GM vehicle.

Other companies that offer 0% credit cards also include Starbucks Duetto Visa for six months and Northwest Airlines- WorldPerks Visa Platinum Card, which has a credit line up to ?7,500 and a 15,000 miles annual WorldPerks travel reduction. The Northwest card does charge an annual fee of ?55, though.