0% Credit Cards in the UK

The Visa Options

One of the major credit card companies offering 0% is Visa credit card. Some of its credit cards with 0% offers are the Chase Platinum Credit Card whose 0% interest rate is for either 12 months or 3 months on all procurements as well as transfer balance, depending on the holder’s credit history. Another is Chase Flexible Rewards Platinum Visa. With this Visa, for every dollar that you spend the credit card holder can actually earn one point, thereby making every buys into rewards. Also you can exchange the points you earn for travel, gift cards or cash. This 0% is for a term of 12 months with a regular APR of 13.74% and has no annual fee too. There is the Hess Visa Platinum Card from Chase offering a 10% rebate on all Hess purchases for the first ninety days. Not to forget the 5% discount everyday at Hess and 1% discount everywhere. Their 0% offer is for six months.

Disney Visa Credit Card is another that offers 0% rate for six months and charges no annual fee. With this Visa you can earn 1% or more in Disney Dream Reward Dollars for every dollar spent. Also for Disney Vacation Packages, no need to pay any interest for six months. In order to qualify for this card, you need an excellent credit history.

With a United Airlines Mileage Plus Signature Visa Card, after the purchase the card holder can have 17,500 bonus miles. For $1 charged in purchase, get 1 mile bonus. Also is eligible for $25 United discount travel certificate. They also charge an annual fee of $60 and its regular APR rate is around 17.74%.

Toys R Us Visa Credit Card also allows a 4% discount on every purchase made at the Toys R Us, Babies R Us, Kids R Us and Imaginarium stores and a discount of 1% in any shop.

Sony Visa Credit Card also offers the 0% for six months and does not charge any annual fee. Can even earn up to 1,500 Sony Reward Points. With Starbucks Duetto Visa, can enjoy 0% introductory APR up to six billing cycles.

Eligibility for offers for 0% credit cards usually (but not always) depend on the credit score of the applicant. If you have a high credit rating, you're much more likely to qualify. It's worth applying, though, because usually they'll offer you a low-interest credit card even if you don't apply for the zero-interest offer.

Some of the top no interest credit cards offered in the UK include Citi Platinum Select Card, which offers 0% APR on balance transfers and purchases for a period of 12 months. They offer ?0 liability on unauthorized purchases and do not charge any annual fee. The 0% card has a regular APR of 10.74%. Chase Platinum Credit Card, too, offers 0% credit cards for 12 months or for 3 months, depending on the credit history of the applicant.

Blue from American Express features a 0% introductory APR up to 15 months and charges no yearly fee. The card's regular APR is about 11.74% and applicants do not have to have an exceptional credit record in order to get this credit offer.

There is also Blue Cash from American Express, which offers 5% cash back on all qualified purchases. This offer for their 0% credit cards is for six months and they do not charge an annual fee.

With Value Miles Platinum Visa Card, (a frequent flier credit card), the card holder can earn one value mile for every dollar spent. With 24,000 miles you earn can get an airline ticket for any nearby destination. They also do not charge yearly fees and the 0% interest applies to the first 12 months.

HSBC Platinum Master Card offers 12 months of 0% APR and it benefits include unlimited purchase protection and insurance for travel accidents. Their regular APR is 10.74%.

Citi Diamond Preferred Rewards Card offers a ?50 gift card and for every ?1 spent on purchases in drugstores, supermarkets and gas stations can card holders get 5 reward points and 1 point for every other purchase. Of a similar type is the GM Flexible Earnings Card, which offers 0% introductory APR for a year which presents a full one-percent cash back choice, otherwise the cardholder can choose a one-percent earnings towards any new GM vehicle.

Other companies that offer 0% credit cards also include Starbucks Duetto Visa for six months and Northwest Airlines- WorldPerks Visa Platinum Card, which has a credit line up to ?7,500 and a 15,000 miles annual WorldPerks travel reduction. The Northwest card does charge an annual fee of ?55, though.